Retirement means different things for different people though one thing is clear; individuals will need income to enable them to enjoy the lifestyle they want and do the things they desire. Where this income comes from and how it is received tax efficiently are issues that need to be considered.
2014 saw the Government introduce a host of radical changes to pensions specifically in relation to how benefits can be taken and how death benefits are paid. These changes, the majority of which come into effect from 6th April 2015, remove many of the perceived barriers in relation to pension planning.
But what exactly do the changes mean to you? If you are building assets for the future should pensions be the vehicle of choice? If you are approaching ‘retirement’ and want income should the new pension flexibility be utilised or with the new death benefits should you spend your pension money last? The new rules will bring welcome changes however they will also bring a need for planning to ensure the you achieve the maximum benefit.
This educational seminar will provide you with full information on the changes to pensions, what they mean to you and what steps you need to consider taking. There will be relevant case studies to illustrate these new rules and an opportunity for questions.
9:00 for bacon roll and tea/coffee for 9:30 start. Finish at 11 with tea/coffee after.
The seminar is being delivered jointly by Jason Holmes of Lumen Financial Planning Ltd and Warren McCleary of McCleary & Company Ltd, Chartered Accountants. Jason is a Certified and Chartered Financial Planner. Lumen Financial Planning offers independent financial advice and is an accredited Financial Planning Firm; 1 of only 3 in Northern Ireland. Warren is a Chartered Accountant and Managing Partner for McCleary and Company.
To Register for this event please click on the link: A New Dawn - Should pensions be your vehicle of choice for providing retirement income?